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Refinancing Made Easy!

Mortgage refinancing can help you achieve specific goals like lowering your payments, lowering your interest rate, and consolidating debt. Our low rates and easy process make refinancing your home a breeze.

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Types of Refinancing

Rate and Term Refinancing

Rate and Term refinancing replaces the existing mortgage with a new one but does not disburse cash to you. Rate and term refinancing is undertaken simply to improve on the terms of the old loan – reducing the interest rate is a popular goal.

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Cash-out Refinancing

Cash-Out Refinancing is used to get a larger amount than the existing loan. You can access the equity to help pay off high-interest debts like credit cards and other types of loans, or possibly cover large expenses like a home remodeling or education.

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NMLS     |      PRIVACY POLICY      

Farmers Bank of Kansas City is a branch of Farmers Bank & Trust, Member FDIC. NMLS ID: 613839. Program terms and conditions are based on current market rates, are for informational purposes only, are subject to change without notice and may vary depending on the specifics of the transaction—please call for further details.

14231 Metcalf Ave. | Overland Park, KS 66223

(833) 325-2684

NMLS     |      PRIVACY POLICY      

Farmers Bank of Kansas City is a branch of Farmers Bank & Trust, Member FDIC. NMLS ID: 613839. Program terms and conditions are based on current market rates, are for informational purposes only, are subject to change without notice and may vary depending on the specifics of the transaction—please call for further details.